Crystal Estates – Mortgage Loans

Mortgage Loans

Whether you need a purchase loan or a refinance, we can help. We are a full service Mortgage Broker that work with many lenders who compete to get you the best loan terms and the lowest rates. Interest rates are high right now but there are new programs to help virtually everyone regardless of their current situation.

Mortgage Loans

Purchase Loans:

For purchases you can put down as low as 3% and be able to get a conventional loan up to $417,000. FHA loans allow you to purchase a home with just 3.5% and even if you’ve had a short sale or foreclosure. City of San Jose programs provide down payment assistance as well as up to $50,000 to help with your purchase.

Refinances:

For refinances, 30 yr fixed rates are as low as 3.5% range currently. Its a great time to lock in the low rates and save on monthly payments. Are you upside down or underwater on your mortgage? Not a problem as the Government Harp 2.0 and FHA Streamline programs allow you to refinance into low rates & payments without the need of appraisal or verify any income/employment. FHA has recently reduced their mortgage premiums and fees to help homeowners refinance. Contact me for a free no obligation consultation or just to answer any questions you may have.

Recent Closed Loans:

– Example of some of the loans I’ve been able to get for my clients

What Clients Say About Crystal Estates

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I first met Thai Nguyen in the fall of 2007. I was looking into buying a home and had actually considered getting a real estate license in order to forgo hiring an agent, but reluctantly opted to give Thai a chance. I am incredibly thankful for having done...

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Unsurpassed service is what you can expect from Thai Nguyen, Broker, GRI, and CEO of Crystal Estates. We?ve had 7 previous refinances, and no broker topped Thai in terms of broker scrutiny. Thai was extremely helpful and informative throughout every phase of...

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My wife and daughter and I are very fortunate to have found Thai. He is highly dedicated, respectful, honest, patient, knowledgeable, informative and helpful. He takes pride in being an outstanding agent/broker and gives his clients the best service...

Contact Crystal Estates Now

Don't wait another moment, call now and seize the opportunity to make your dream home a reality in the booming real estate market.